FINANCE OPTIONS & SOLUTIONS
FOR YOUR NEEDS
Whether you’re buying a home for the first time, refinancing, investing or after a loan for a SMSF, a Key Asset Advisor can ensure you have all the information you need to help you on your way. They will do the leg-work for you giving you access to hundreds of loans from a wide variety of lenders. Most importantly they will work with you to structure the right loan for your individual circumstances.
Having a Key Asset Advisor negotiate and tailor finance on your behalf is smart, and will save you time, stress, money and see you end up with a solution that considers your long term objectives.
They will do the leg-work for you giving you access to hundreds of loans from a wide variety of lenders. Most importantly they will work with you to structure the right loan for your individual circumstances.
Buying a home
Key Asset can help you find a loan that suits your particular needs, and assist you to obtain your dream home. A solution that will support you both now and into the future.
This can be an emotional time for families and because we have been doing this for many years, you can feel comfortable that we understand what you are going through. Call us to make a time to meet with a friendly advisor for an obligation free consultation to go through your many options.
Refinancing your home loan
As time marches on, situations change. Perhaps you’ve changed jobs? Or there’s a new addition to the family? Maybe you would just like a better rate or start a renovation project or upsize your home.
Maybe it’s the advent of school fees, or perhaps the kids have flown the nest? Perhaps that leaking shower or tired kitchen has just reached the end of its life. A shift in circumstances may mean it is time to revisit your home finances.
For many, the idea of comparing loan fees, fixed versus variable interest rates and monthly charges can be mind boggling, yet all need these things need to be considered. The right refinanced loan could help you pay off your mortgage faster, clear unhealthy debt or help you upgrade and add value to your home, all of which are steps in the right direction.
So where to start? A Key Asset Advisor can help you weigh it all up.
Investing in property
Getting the right property advice is key to your secure investment. Research and having the right people to help you is fundamental to investing successfully in property. It definitely pays to do your homework on the property market before you dive in, and we’re thrilled to be on board to help you when it comes to properly financing your decision.
Recent share market volatility, tight rental markets in most capital cities and an increase in property prices are seeing many mum and dad investors retreat to bricks and mortar. Generally, property in Australia is still considered to be a sound investment due to steady and consistent increases over time.
Your Key Asset Advisor is your best ally in finding the right lender and loan for your circumstances in this new environment. They can also wade through the many investment loan options on offer, leaving you more time to find the ideal property.
Self-Managed Super Funds
Many people are now taking advantage of the benefits of a SMSF and Key Asset Group can offer you quality advice in this space. Limited Recourse Borrowing Arrangements (LRBA) available to SMSFs is complex due to their specific requirements, legislative issues and lender limitations imposed on this type of lending. Key Asset have SPAA accredited SMSF specialists with the expertise required to ensure you are able to obtain a loan that is compliant and meets the overall objectives of your SMSF.
We recommend that you have an initial consultation with us before you start looking for a property to get an estimate of how much you will be able to borrow and ensuring you have the right type of security property that meets the SMSF criteria.